Loan EMI Comparator
Compare a business loan against a personal loan — or any two loan offers — side by side.
How to use this calculator
Enter the amount, interest rate, and tenure for two loan offers — for example, a business loan with a lower rate but a longer tenure against a personal loan with a higher rate but faster approval. The calculator computes the monthly EMI, total interest, and total repayment for each using the standard EMI formula, then tells you which option costs less in total interest. This is especially useful when a lower EMI on one loan hides a higher total cost over a longer tenure.
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